An analysis of active operations of a commercial bank with securities

Abstract

The recent economic changes taking place in Russia are combined with the transformation of the financial and credit system, the emergence of new instruments, mechanisms and institutions for the domestic economy. The goal of a commercial bank is to achieve maximum profit. Banks carry out active operations by placing their funds in various instruments, including various securities. Active operations are own investments, the purpose of their distribution is to increase the sources of additional income, maintain and maintain liquidity and solvency of the balance sheet. The entire banking sector, guided by laws and regulations, each purchase and resale of securities on its own behalf, at its own expense and on its own initiative is an investment operation. In the banking sector, investments represent investments in the securities of enterprises, public and private, usually for a sufficiently long period of time to extract future profits through capital accumulation. JSC “Gazprombank” is one of the largest banks in Russia, positioned as a major universal financial institution and provides a wide range of financial services for individuals and legal entities: it provides settlement and cash services, develops lending programs, attracts funds on deposits, conducts operations in foreign exchange and stock markets. markets. JSC “Gazprombank” offers a fairly large product line of the bank.