One of the main directions of the construction industry is housing construction. Housing construction is a driver of innovation, investment and consumer demand. It makes a significant contribution to the development of the economy of the Russian Federation and has priority social significance. The article discusses the comparison of housing finance mechanisms. The scheme of interaction of construction participants is considered. The process of obtaining project financing from the bank is described. The influence of various factors on the replenishment of escrow accounts in the Far Eastern Federal District, in particular in the Sakha Republic (Yakutia), is analyzed. The analysis of the factors influencing the implementation of project financing is carried out. Research and development of mechanisms for project financing of housing construction in the regional context of the North are designed to improve living conditions in the Far Eastern Federal District and reduce the outflow of the population. Thus, the study, implementation and implementation of such mechanisms for project financing of housing construction in the regional context of Yakutia need urgent updating.

The current economic situation in the country, associated with the imposed sanctions against the Russian energy industry, dictates new conditions for the implementation of economic activities of oil and gas enterprises. The market is unbalanced, with sharp fluctuations in fuel prices, and it will take a long time before it stabilizes. There comes a time when it becomes necessary to introduce new approaches to the management concept in order to resist changes in the external environment. The most effective way to objectively assess the financial condition of an enterprise is the analysis, which makes it possible to track the development of an enterprise in dynamics, to comprehensively assess the implementation of the plan for the receipt of financial resources and their use in terms of improving its financial condition. The purpose of the study is to analyze the financial stability on the example of Sakhaneftegazsbyt JSC, which imports fuels and petrol oils for the needs of the population and enterprises in the Sakha Republic (Yakutia). The calculation of financial stability indicators and solvency of the enterprise will help to achieve this goal. Using the results of this analysis in creating the enterprise’s development strategy will help to maintain a position in the market and increase profitability.

The success of commercial banks in any country depends on the volume of sales of their services and goods, the ability to attract new customers, retain its existing market share, competitiveness, speed of adaptation to crises, new market conditions and scientific achievements. In contemporary conditions, bank marketing is becoming absolutely accessible for the successful development of any financial and credit institution. A competent study and application of the experience of foreign banks will allow domestic ones to improve the marketing technologies used, thereby developing faster. The purpose of the article is to study the practice of banks in the field of marketing in South Korea, an Asian country whose marketing is developing at an incredible speed. The article discusses the effective practice of the marketing departments of various South Korean banks (Shinhan, KakaoBank, Hana Bank, Woori Bank, KEB Hana Bank, Line Bank, etc.), whose approaches can be used by domestic banks, as well as trends in the banking market. The authors analyze the experience of Korean banks: Internet banking, Customer Relationship Management, cloud technologies, digital marketing. The article discusses the historical background of the “miracle on the Hangang River”, the typical behavior of Korean consumers, the rapid growth of KakaoBank. As a result of the study, guidelines for the development of marketing in Russian banks were determined, based on the experience of banks in South Korea and the specifics of Russia.

The article studies the economic consequences of forest fires in Yakutia during two fire- hazardous periods. Forest fire control zones in the republic were identified, the causes of fires were revealed, the economic consequences of forest fires were analyzed, and preventive measures for their prevention were considered. The statistical processing of the data on forest fires served as an information base. The economic damage was calculated, a map of fires in the districts of the republic was compiled. It was established that the particularly affected districts are located in the Central Yakutia area with a flat relief and characterized by the presence of light coniferous forests of dry areas with increased fire hazard. The absence of a unified methodology for determining the damage caused by forest fires was revealed. The direct dependence of forest fires on the effectiveness of fire-fighting measures ws shown. The obtained results can be used at schools for teaching Economics, as economic education is a necessary factor for the formation of an adequate attitude of a person to the society.

The customer proposed to justify an increased budget for financing the construction of the facility, taking into account the current situation in the building materials market. The article describes the development of terms of task (hereinafter referred to as TT), in accordance with the customer’s wish so that it contains a detailed analysis of increased prices for building materials and equipment using infographics, a forecast of price growth dynamics, and also take into account the specific logistics services in the Sakha Republic (Yakutia). To solve the problem, the author of the article used the method of comparative analysis, presented in the form of the so-called current “high” and “low” market prices for similar products. A draft TT for the research work was drawn up: “An analysis and evaluation of price and non-price factors in the cost of services on supplying materials for the construction of a facility [2]. The result obtained confirmed the feasibility of using the method of comparative analysis in the preparation of the TT, since the items in the task clearly reflect the logic of the work as a whole, while the context and structure of the task become clear to the parties and its further discussion brings the customer and contractor closer to signing a contract. The use of the method of comparative price analysis allows the parties to the negotiations to find a common view on the problem being solved when discussing the TT. The practical value is determined by the possibility of obtaining an effective tool for performing, in particular, compiling competitive lists and determining the ratio of the price level for various suppliers of homogeneous or identical goods.